🎄 The Holiday Cycle Most People Are Stuck In
Each year as the holidays approach, the same pattern repeats itself.
You start out excited, full of good intentions… but as December gets closer, financial pressure creeps in.
Gifts, food, travel, family expectations — it all adds up fast.
Before you know it, you’re swiping credit cards, picking up extra shifts, or dipping into savings just to “get through the season.”
And every January, there’s that sinking feeling.
The regret.
The promise that next year will be different.
But here’s the truth that most people never realize:
👉 It’s not the holidays that keep you broke — it’s the habits you bring into the holidays.
The good news?
You can break these habits starting today.
You can create a healthier, smarter relationship with money — and even build an extra income stream before Christmas.
Let’s break down the three biggest habits keeping people stuck… and what to do instead.
Habit #1: Trying to Work More to Earn More
When money feels tight, the first instinct is to work harder.
Pick up overtime.
Take on a second job.
Trade more hours for a little more income.
But here’s the problem:
💥 Working more hours doesn’t fix the root issue — it drains your time and energy.
During the holidays, this habit is especially damaging because it steals the one thing you want most:
time with your family.
Most people think they need more hours when in reality, they need a better system.
One that makes money without requiring them to clock in, commute, or sacrifice evenings and weekends.
✅ What to Do Instead:
Replace “more hours” with a 2-hour income activity that builds digital income — meaning your work pays you over and over again.
Instead of:
❌ Trading time for money
❌ Coming home exhausted
❌ Missing family moments
Try:
✅ Setting up an automated system
✅ Posting simple, value-driven content
✅ Letting the system follow up for you
This is the difference between labor income and leveraged income.
And leveraged income is what helps people earn before Christmas without working more.
Habit #2: Using Credit Cards to “Get Through December”
Let’s talk about the elephant in the room:
Holiday debt.
Most people don’t “overspend” during the holidays — they over rely on credit cards as their solution.
It feels harmless in the moment:
“I’ll just pay it off in January…”
“I’ll deal with it after the holidays…”
But what actually happens?
January becomes stressful.
February becomes tight.
March becomes recovery.
And the cycle repeats the next year.
Credit cards are not the problem — the habit of depending on them is.
✅ What to Do Instead:
Shift from borrowing money to creating money.
Instead of buying gifts on credit, you can:
✔ Generate quick cash using a digital income system
✔ Start earning commissions before Christmas
✔ Use skills you already have
✔ Build an income stream that keeps paying after the holidays
The goal isn’t to cut back or deprive yourself — it’s to change the engine that fuels your income.
Instead of borrowing, you’re earning.
Instead of stressing, you’re in control.
Habit #3: Waiting Until January to Change Anything
The third habit is the most damaging:
👉 “I’ll start after the holidays.”
This one mindset alone keeps more people broke than any other.
Why?
Because January feels like a fresh start, but it’s just another way of delaying change.
And when you delay change, your circumstances don’t change.
Waiting until January means:
❌ You stay stressed this year
❌ You fall behind again
❌ You lose valuable time you could be earning
❌ You bring the same problems into the new year
Here’s the truth:
💥 The moment you take ONE small action — even before Christmas — is the moment everything begins to shift.
And because digital income doesn’t require inventory, shipping, or complicated setup…
You can literally get started this week.
✅ What to Do Instead:
Start small now.
One tiny step.
Just enough to break the pattern.
The easiest first step?
Learn the system that people are using to create income online using just their phone or laptop.
Start while everyone else is waiting.
Move while everyone else is standing still.
You’ll enter January ahead — financially and mentally.
🌟 The Better Path: A Digital Income Stream You Can Start Before Christmas
So if these habits are keeping you stuck… what’s the solution?
You need a simple, beginner-friendly way to earn online that doesn’t require:
❌ Tech experience
❌ A big following
❌ Paid ads
❌ Inventory
❌ Overworking
Something you can do in 2 hours a day, from anywhere, even if you’re starting from scratch.
That’s exactly what I teach inside my free class.
It shows you:
✔ The step-by-step system beginners are using
✔ How to set up an automated digital income funnel
✔ How people earn commissions online without recruiting
✔ How this can realistically replace unhealthy money habits
🎁 Ready to Break the Cycle Before Christmas?
If you’re tired of repeating the same financial patterns every holiday season, this is your chance to change it — permanently.
You don’t need to work more.
You don’t need to rely on credit cards.
You don’t need to wait until January.
You just need the right system — one that gives you both income and time freedom.
👉 Watch the free class here:
www.dailyprofitcoaching.com/freeclass
Make this the Christmas you finally give yourself the gift of financial control, freedom, and a fresh start.
How To Make Money Online For Beginners 